A high school student was killed at a friend’s house in St. John the Baptist Parish. Police believe his tragic death was an accident, but both families have many challenges to overcome, both emotional and financial. Harrell & Nowak was retained to determine if there was any insurance coverage to help offset their damages during this trying time.
Most homeowner’s insurance policies provide coverage for bodily injury to a visitor or guest in the home. Most insurance specifically provides for payment of first aid care, ambulance, and medical expenses. Even wrongful and accidental death is covered. Insurance companies often do not highlight this coverage, and unfortunately sometimes they deny claims made, even when the injured person seeks the insurance and the insurance is clearly owed. That is why it is important to not wait to hire a personal injury lawyer who has experience dealing with insurance companies.
In the past five years, Harrell & Nowak has successfully represented over a hundred Louisiana families with insurance disputes and have obtained millions of dollars in recovery. These recoveries were for insurance proceeds that the families had paid premiums for – often for many years without ever making a claim – and for damages specifically provided for in the insurance policy. Yet, the insurance company refused to pay the claim. Our injury attorneys and insurance lawyers can assist you with fire insurance, hurricane insurance, and homeowner’s insurance claims.